Financial Safety

Bower Retirement Services specialises in providing independent financial advice specifically on Equity Release schemes.

As part of our service you will enjoy the benefits of full consumer protection courtesy of the Financial Services Authority and the Financial Services Compensation Scheme, and with our Professional Indemnity Insurance.

Because we only recommend Safe Homes Income Plans (SHIP) endorsed equity release products, or those which come with the same set of guarantees, you are guaranteed a set of benefits that secure your financial safety. These benefits cover both financial and legal aspects and we have provided further information on both of these in this section.

Useful Contacts

You may find the following links useful when considering your financial planning in retirement options:

Counsel and Care
Advice on state benefits entitlement and charities offering financial help

Help the Aged
Advice on state benefits entitlement

Home Improvement Agencies
Assistance with arranging and financing home improvements

Citizens Advice Bureau
Advice on state benefits and debt

Department for Work and Pensions (DWP)
Information on state benefits

The Pension Service
Information on Pension Credit

HM Revenue and Customers (HMRC)
Information about income tax and pensioners

Entitledto
Free online calculators to work out benefits and tax credits entitlements

The Law Society: Find a Solicitor
Search the Law Society website for a solicitor in your area that deals with Equity Release.

The inclusion of the above links to external websites does not imply endorsement of the material on those sites, neither are we responsible for the accuracy of the material on those websites or for any services or information they may provide. We cannot guarantee that these links will work all of the time.