About

Bower Retirement Services: Award Winning Specialist UK Equity Release Advice

The high level of service and advice provided by Bower Retirement Services was recognised at the Equity Release Awards 2009 and again multiple winner in 2011 where we won the title of Best Financial Adviser.

With Bower, you are guaranteed the very best equity release advice: you can read more about our service , and the equity release process, below and of course, please call us should you wish to find out more.

Why use Bower?

There are a number of advantages to using Bower Retirement Services for independent equity release advice:

  • Whole of Market Advice = Access to products from the entire Equity Release market
    Because we are independent and not tied to any one equity release provider, we can offer you products from the whole of the market place. This is of vital importance to you because it means we have access to the entire range of interest rates, set up costs and plan flexibility.
  • Independent Equity Release Advice = Ensuring Equity Release is right for YOU
    Equity release has brought financial freedom to thousands of retired homeowners. However, it may not be the right decision for everyone which is why taking the best quality, independent advice is imperative. At Bower, we go to great lengths to ensure equity release is the right avenue to take and we will always suggest alternatives where these are viable.
  • Equity Release Specialists = the Very Best Advice
    Bower Retirement Services only deal with Equity Release. All of our advisers are specialists in equity release, leading to the very best, in depth advice.
  • FSA Regulated = Code of Conduct
    Because we are directly regulated by the Financial Services Authority (FSA), you are afforded the peace of mind that we adhere to the FSA’s Code of Conduct.
  • Safe Home Income Plans = No Negative Equity Guarantee
    We recommend Safe Home Income Plans (SHIP) regulated equity release schemes or others which come with a set of guarantees that act to protect your financial future. You can read more about this on our Financial Safety page.
  • Complete Transparency = No Surprises
    We believe in being completely upfront with both our advice, and the way we charge you for that advice.  Our initial consultation is free of charge and without obligation during which we will address all of your questions and clearly explain the costs involved in releasing cash from your home.   Only if you decide to proceed would you pay our advice fee of up to £495 and if your case completes there would be an arrangement  fee which we will depend upon your individual circumstances.  If you decide not to go ahead after the free initial consultation, there will be no fee charged.