Archive for 2010

Dec 31

Improve your Retirement with Equity Release

With an ageing population, Britain is facing a pension crisis as more and more retirees are forced to work longer and then retire with little or no pension to fall back on. With no savings as security, many over 55s are looking at ways to can boost their retirement pots. One increasingly popular option is equity release.

But why is equity release continuing to be such an attractive option for retirees? Is it a simple process? (more…)

Dec 30

Is Equity Release Part of your New Year’s Resolution?

Many people in retirement would love to become healthier, live life more freely and try new and exciting things in 2011. This is why seeking equity release advice is expected to be one resolution that many homeowners over the age of 55 keep for 2011 and beyond.

UK equity release schemes allow homeowners over the age of 55 to release equity that is currently tied up in their properties. Through a lifetime mortgage or home reversion plan, you could finally have the money to keep those New Year’s resolutions that rarely ever last into February. (more…)

Dec 29

Put an End to Reliance on Winter State Benefits with Equity Release

With temperatures regularly dipping and staying well below zero, the impending winter heating bill looks to be a concern.

The Winter Fuel Payment is an annual, tax-free benefit paid to people over 60 years of age which can be as much as £400. There is also the Cold Weather Payment, which could see you receive £25 for every seven consecutive day period the temperature where you live stays below zero degrees. Despite these benefits coming in very handy, if you still struggle to pay your bills or live in comfortable and warm conditions, there is always equity release. (more…)

Dec 28

Pay for Next Christmas with Equity Release

Worried about paying for Christmas now it’s been and gone?

With January VAT rises pending, next Christmas could be even more expensive than this year. But instead of struggling to get through another festive season, you may wish to consider unlocking cash from your home via an equity release scheme so that the whole period is far easier to cope with financially. (more…)

Dec 27

Equity Release Could Help as Pension Reform Decision Delayed

The Government’s green paper on state pension reform has been delayed, meaning that millions of people currently in their fifties are still unsure of when the proposed changes to pensions will actually go head.

With such uncertainty surrounding retirement and pensions, instead of waiting to hear whether or not you or your partner will see changes to your current or future pensions, you may wish to consider unlocking cash from your home via an equity release scheme. (more…)

Dec 26

Happy New Year thanks to Equity Release

Whilst the majority of over 55s will have a modest New Years Eve this year as money remains tight after Christmas, those who have taken advantage of equity release schemes will be celebrating the end of 2010 in style with the money they have released from their properties.

By following suit, you too could be choosing which one of these dream New Years Eve holidays next year: (more…)