Your retirement is your decision

Helping you choose which equity release scheme is best for you.

Winner of the 2014 What Mortgage award for Best Equity Release Adviser

Bower Retirement Services is an impartial financial services specialist, helping you to release equity from your home. We offer whole of market advice, giving you access to all the Equity Release Council (formerly Safe Home Income Plans or SHIP) equity release plans from all the UK equity release providers. Equity Release Council approved plans come with a set of guarantees to protect your financial future.

Bower Retirement Services work with you, for you, to release the equity in your home, safely and tax free.

How does equity release work?

Our initial free consultations are carried out in the comfort of your own home by one of our highly trained, regulated advisers. All equity release schemes explained in jargon-free, plain English. Our Financial Advisers are dedicated to help you decide whether releasing equity is the best option for your situation, and with our equity release advice, provide you with the knowledge and confidence to choose which equity release plan is best for you. Have you read our free equity release guide?

Choosing which equity release scheme and knowing how to release equity is a daunting task, which is why Bower Retirement Services are here to guide you through every step in the decision process, and only when you are ready to release equity in your house, will we start proceedings on your behalf.

You will always be able to talk to a qualified financial adviser, or arrange a free home visit – you will never be alone throughout the entire process.

Why choose Bower Retirement Services to release the equity in your home?

  • Free initial no-obligation consultation
  • Whole of Market independent equity release advice across the UK
  • Recommended by solicitors and independent financial advisers, (see partnership page)
  • Peace of mind; Award winning impartial equity release specialist
  • Preferential offers and rates from equity release providers
  • Appointments in the comfort of your own home

We are here to help

Confused about your equity release options? We are committed to finding the best equity release plan for your individual circumstances. Whether it be a lifetime mortgage, a flexible lifetime drawdown mortgage, a home reversion plan or an impaired health equity release scheme, we find the best equity release scheme and give you the best advice. Have you read our Equity Release: Dispelling the Myths page?

Try our free equity release calculator to find out how much you could release – or book your free consultation today by calling our UK team on 0800 411 8668.

Compare all leading equity release providers

Our equity release preferential providers including names such as Aviva, Halifax, LV, Bridegewater, Stonehaven, More2life, Hodge Lifetime, Just Retirement, Partnership

Real Stories

  • Equity Release Leads to Improved Lifestyle & Contingency Fund

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  • Equity Release Funds Grandchildren’s Private Education & Reduces Inheritance Tax Liability

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  • Bought a £50,000 Barge & Funded Regular Travel with an Equity Release Plan

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This is a lifetime mortgage or home reversion plan. To understand the features and risks, please ask for a personalised illustration.

Bower provide independent, impartial financial advice and comprehensive customer support for which we will charge a fee. The precise amount will depend upon your personal circumstances but our typical fee is £395 for advice, and our typical arrangement fee is £1,447 which is only payable when your plan completes. If you would like to learn more about equity release without any obligation, we offer a free and confidential initial consultation in the comfort off your own home with one of our qualified equity release advisers. Please don’t hesitate to contact us and find out if equity release is suitable for you.